Thursday, August 06, 2009

Uninsured Americans – the Big Lie

In "The Top Ten Myths of American Health Care," Sally Pipes points out that while there are some Americans who simply can't afford health insurance, many millions who can afford insurance choose not to buy it and "very likely would not want to be 'rescued' by mandatory socialized medicine."

In the first place, the 47 million number is grossly inflated. The Congressional Budget Office survey generating it included those who were uninsured for any part of a year, despite the fact that almost half of these remain uninsured for an average of only four months.

Some 38 percent of this 47 million -- almost 18 million -- make more than $50,000 a year, and 10 million of them make more than $75,000. Of all the uninsured groups, this is the only one that is growing, because in a still-free country, they've made their own decision not to buy expensive insurance while (most of them) are young and healthy. The Census Bureau also reports that more than 10 million of the uninsured are not American citizens.

But how about the very poor? Well, it turns out that the Democrats are shedding crocodile tears here, as well. Pipes explains that "as many as 14 million of the 45.7 million uninsured -- poor and low-income Americans -- are fully eligible for generous government assistance programs like Medicare, Medicaid, and SCHIP." But "they're just not enrolling in the programs."

So while Obama tells us that almost 8 million children lack health insurance, he doesn't disclose that 5 million of them only lack insurance because they haven't been enrolled in the available programs. Not only would this fact undermine the urgency of his appeal; it illustrates that even under his "universal access" plan, not everyone would acquire coverage anyway. Indeed, the CBO has estimated that some 17 million would remain uninsured if the Democrats' plan were implemented.

But how urgent do you suppose Obama's call for universal coverage would sound if he were to come clean with these figures? The truth is he couldn't get to first base if he used the 8 million figure instead of 47 million.

But there's another important factor to keep separate, as well. There's a major difference between a lack of insurance and a lack of care. Under Obama's socialized medicine scheme, not only would universal insurance coverage be impossible to achieve but also access to medical care and the scope of care would be dramatically reduced, as it has been in every socialized system in the world and in our own government health programs.

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